Trustiva Setu is a loan facilitation platform operated by Aarthsetu Technologies Private Limited. We are NOT a bank, Non-Banking Financial Company (NBFC), or lending institution. We are NOT registered with the Reserve Bank of India (RBI) as a lender. We facilitate connections between borrowers and RBI-regulated partner lenders.
All loans facilitated through the Trustiva Setu platform are provided by our partner banks and NBFCs. These partner institutions are regulated by the Reserve Bank of India (RBI) or other applicable regulatory authorities. Each lender has its own terms, conditions, interest rates, and eligibility criteria.
Submitting an enquiry or application on this platform does NOT guarantee loan approval. Loan approval, disbursement, amount, tenure, and terms are entirely at the discretion of the partner lender. Aarthsetu Technologies Private Limited has no control over lender decisions.
The "No Cost EMI" or "0% interest" product is offered under a subvention arrangement between Trustiva Setu, partner clinics/hospitals, and partner lenders. This means the interest component is subsidised by the clinic or hospital, not waived by the lender. This arrangement is subject to change and terms and conditions apply. Patients should confirm the exact terms with the lender before signing any loan agreement.
EMI amounts, processing fees, loan amounts, interest rates, and disbursal timelines displayed on this website are indicative only. Actual figures may vary based on lender policies, applicant profile, treatment cost, and applicable taxes. Always refer to the official loan agreement for binding figures.
Approval and disbursal timelines quoted (such as "8–10 minutes" or "same day") are indicative and based on best-case scenarios. Actual timelines may vary based on document verification, lender processing capacity, bank working hours, and other factors. These timelines exclude public holidays, bank holidays, weekends, and festivals.
Nothing on this website constitutes financial, legal, or investment advice. Users are advised to independently assess their financial situation and consult qualified financial advisors before taking a loan. Aarthsetu Technologies Private Limited is not responsible for any financial decisions made based on information provided on this platform.
Personal data submitted through enquiry forms on this platform may be shared with partner lenders and clinics for the purpose of loan facilitation. Please read our Privacy Policy for full details.
While we strive to keep information accurate and up-to-date, Aarthsetu Technologies Private Limited makes no representations or warranties about the completeness, accuracy, or reliability of any content on this website. Content may change without notice.
Aarthsetu Technologies Private Limited shall not be held liable for any loss, damage, or inconvenience arising from reliance on information provided on this website, loan decisions by partner lenders, or any technical interruptions to the platform.
Aarthsetu Technologies Private Limited
Registered Office: Moradabad, Uttar Pradesh, India
CIN: U66190UP2026PTC247393
Legal Email: legal@trustivasetu.com