Trustiva Setu
Aarthsetu Technologies Pvt. Ltd.
Healthcare Financing Infrastructure
Powering India'sHealthcare Financing Backbone
Connecting clinics, lenders and patients through one unified financing infrastructure platform.
From Our Founder
Our Vision
"Build trust first. Scale will follow."
— Trustiva Founder
Platform Workflow
How It Works
From patient walk-in to treatment start — India's fastest healthcare financing workflow.
RM Lead Punch
Relationship Manager punches the patient lead directly into the LMS at the clinic. No paperwork. No delay.
Instant Approval Decision
Quick & simple approval process — patient eligibility assessed in seconds across multiple lenders.
Offer Select & Confirm
Best No Cost EMI offers from multiple lenders displayed. Patient selects the most suitable plan.
Disbursal
Funds disbursed directly to the hospital/clinic. Patient begins treatment immediately.
*Excl. public holidays, weekends & festivals
Under 2 min
Pre-qualification
8–10 min
Lead to Approval
Same Day*
Disbursal
Complete Cycle — Fastest in India
*Disbursal subject to bank working hours. Excludes public holidays, weekends & festivals.
Execution in Progress
Clinic Partnerships
Actively onboarding healthcare providers across key cities
Lender Integrations
Multiple NBFC and lender discussions in advanced stages
Platform Build
Infrastructure and approval engine under active development
0+
Expanding Lender Network
0+
Growing Clinic Pipeline
₹0Cr+
Large Market Opportunity
0-10 min
Lead to Approval
Strategic Credibility
Built For Institutional Scale
Trustiva Setu is being built with deep lender relationships, strategic healthcare partnerships and execution-first leadership focused on building India's healthcare financing infrastructure layer.
NBFC + Banking Expertise
Strong lender ecosystem understanding across banking, NBFC operations, approvals and healthcare financing models.
Founder-Led Execution
Built directly by founders focused on lender partnerships, infrastructure deployment and long-term platform defensibility.
Infrastructure-First Model
Not lead generation. Not a lending company. A scalable healthcare finance infrastructure platform.
About Trustiva Setu
Trustiva is the healthcare financing infrastructure division of Aarthsetu Technologies Private Limited. We are building the backbone that powers affordable healthcare access by enabling financial institutions, hospitals, healthcare providers and digital partners to work together through one unified financing ecosystem. Our mission is simple: "No patient should delay treatment because of financial barriers." We don't just provide loans—we create the infrastructure layer that powers healthcare affordability at scale.
Founding Team
Abhishek Kashyap
Founder & Strategic Vision Lead
Building India's healthcare financing infrastructure with lender-first execution.
Healthcare Finance Infrastructure, Strategic Partnerships, NBFC Ecosystem Development
Ajit Singh Yadav
Co-Founder & Growth Strategy Lead
Driving strategic partnerships, conversion systems and lender expansion.
Banking + Fintech, Credit Infrastructure, Lending Operations
Manish Jaggi
Strategic Advisor
Bringing deep banking, NBFC and financial infrastructure expertise to strengthen Trustiva's lender ecosystem and strategic growth.
ICICI Bank, TATA Capital, NBFC Strategy, Lending Infrastructure, Financial Advisory
Our Financing Solutions
Embedded Healthcare Finance
Allow hospitals and clinics to offer instant financing directly at the point of care with seamless approvals.
Provider Financing Platform
Improve provider collections and patient conversion without taking credit risk or operational burden.
Lender Integration Layer
Connect NBFCs, banks and lending partners with verified healthcare demand through one unified system.
For Clinics
Healthcare Provider Partnership Enquiry
Why Hospitals & Clinics Partner With Us
Easy Onboarding
Go live in 24 hours — simple registration, no technical setup required.
Dedicated RM Assigned
A Relationship Manager exclusively for your clinic — always reachable.
Real-Time Dashboard
Track every lead, approval and disbursal in real-time from the LMS.
Multiple Lender Options
Access top NBFCs and banks — best approval rate for your patients.
Increase Patient Footfall
No Cost EMI removes the biggest patient barrier — affordability.
8–10 Min Lead to Approval
Same day disbursal* in most cases. Treatment starts fast. (*Subject to bank working hours)
For Patients
Healthcare Finance — Made Simple for You
No Cost EMI
Zero interest to patient under subvention arrangement (terms apply). One-time processing fee only.
Quick & Simple Approval
Fast eligibility check — quick & simple process, no lengthy paperwork.
Instant Approval
Get approved up to ₹75,000 in minutes — no branch visits.
100% Digital
Paperless process — from application to disbursal, everything online.
No Hidden Charges
Only a one-time processing fee. No prepayment penalty. No surprises.
Same Day Disbursal*
Approval in 8–10 min. Same day disbursal in most cases. Start treatment today.
Patient Healthcare Finance Enquiry
Coverage
Treatment Categories
No Cost EMI available across all major elective and planned treatment categories.
Dental
Hair Transplant
IVF & Fertility
Ophthalmology
Cosmetology
Orthopaedics
Cardiology
Bariatric
Hearing (ENT)
General Surgery
Trustiva AppIn Progress 🚀
India's smartest healthcare financing application is coming soon — built for clinics, patients, lenders and seamless EMI approvals. One application. Multiple lenders. Faster approvals. Better conversions.
Powered By
Leading Banks & NBFCs
Trustiva Setu connects clinics and patients to a curated network of lending partners — competitive rates and the fastest approval engine in healthcare finance.
Multiple lending partners across India
Partner integrations in advanced stages
Our Clinic / Hospital Partners
Leading clinics, hospitals and healthcare providers partnering for better patient conversions and faster treatment closures.
Plan Your Treatment Finance
EMI Calculator
Calculate your No Cost EMI instantly. Zero interest to patient under subvention arrangement — terms apply.
Growing Network
Clinics & Hospitals Pan India
Multiple Lenders
Banks & NBFCs Across India
Pan India Presence
Expanding Rapidly Across States
Why We Win
Trustiva Setu is not another healthcare financing startup. We are building the infrastructure layer that creates long-term defensibility across clinics, lenders and patient financing behavior.
8–10 Min Lead to Approval
Pre-qualify in under 2 minutes. Approval in 8–10 minutes. Same day disbursal in most cases — complete cycle, fastest in India.
Quick & Simple Approval Process
Fast, paperless eligibility check across multiple lenders. No lengthy documentation. Patient gets an answer in minutes.
Subvention Model
Zero interest to patient under subvention arrangement (terms apply). 0% EMI at point of care subject to lender approval.
Pan India Network
Expanding clinic and hospital network across states — one platform, nationwide reach.
Real-Time LMS for RMs
Relationship Managers get a live dashboard — track every lead, offer and disbursal instantly.
Healthcare-specific financing infrastructure
We are building underwriting intelligence designed specifically for healthcare financing—where treatment urgency, repayment behavior and approval speed create unique lending patterns traditional systems miss.
Multi-Lender Routing Moat
Single application. Multiple lenders. Faster approvals. Our routing engine creates lender competition, better approvals and stronger clinic conversion rates—making the platform increasingly difficult to replace.
Clinic Stickiness & Embedded Distribution
Once clinics integrate financing into their treatment workflow, financing becomes operational infrastructure—not a vendor relationship. This creates deep retention and long-term revenue defensibility.
What Makes Us Different
This is not lead generation. Trustiva Setu is infrastructure — including lender integrations, LOS routing, approval engine, clinic dashboards and healthcare repayment intelligence.
Final Vision
To become India's Healthcare Finance Infrastructure Layer where every clinic can offer instant financing and every patient can access treatment without upfront financial barriers.
Have Questions?
Frequently Asked Questions
Everything you need to know about Trustiva Setu's No Cost EMI platform.
For Hospitals & Clinics
Is your clinic ready to offer No Cost EMI to patients?
Join Trustiva Setu's growing network. Get a dedicated RM, real-time LMS access and India's fastest approval engine — 8–10 min approvals, same day disbursal* — at zero setup cost.*Subject to bank working hours. Excludes public holidays, weekends & festivals.
For Strategic Investors & Growth Partners
Building India'sHealthcare Financing Infrastructure
Trustiva Setu is building India's healthcare financing infrastructure layer — the operating system connecting clinics, lenders and patients through one scalable embedded finance platform. This is not a lending business. This is infrastructure. We enable treatment financing at the point of care through multi-lender routing, approval intelligence, clinic workflow integration and lender distribution systems — accelerating lender integrations, clinic onboarding, distribution expansion and national healthcare financing infrastructure deployment.
Raise Stage
Pre-Seed
Capital Raise
₹5 Crore
Use of Funds
Scale + Distribution
₹2400Cr+
Annual Financing Opportunity Identified
Multi-NBFC
Embedded Approval Infrastructure
High Retention
Clinic Workflow Embedded Distribution
Scalable
SaaS + Platform Revenue Architecture
Investor Access
Schedule Strategic Investor Conversation
For strategic investors, lending partners and institutional conversations, connect directly with the founding team to explore capital deployment, partnerships and long-term infrastructure opportunities.
Direct Founder Access
Serious strategic conversations deserve direct founder access. Reach out for investor discussions, lender partnerships and capital strategy.
Founder Email
abhishek.kashyap@trustivasetu.com
Co-Founder Email
ajit.yadav@trustivasetu.com
Early Feedback
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Final Vision
Building India'sHealthcare Financing Infrastructure Layer
Trustiva Setu is not building another lending company. We are building the infrastructure that ensures treatment decisions are never delayed because of immediate affordability barriers. Clinics grow faster. Lenders deploy smarter. Patients access treatment faster. This is not a short-term opportunity. This is long-term financial healthcare infrastructure.