Aarthsetu Technologies Pvt. Ltd.
Why We Win
Trustiva Setu is not another healthcare financing startup. We are building the infrastructure layer that creates long-term defensibility across clinics, lenders and patient financing behavior.
8–10 Min Lead to Approval
Pre-qualify in under 2 minutes. Approval in 8–10 minutes. Same day disbursal in most cases — complete cycle, fastest in India.
Quick & Simple Approval Process
Fast, paperless eligibility check across multiple lenders. No lengthy documentation. Patient gets an answer in minutes.
Subvention Model
Zero interest to patient under subvention arrangement (terms apply). 0% EMI at point of care subject to lender approval.
Pan India Network
Expanding clinic and hospital network across states — one platform, nationwide reach.
Real-Time LMS for RMs
Relationship Managers get a live dashboard — track every lead, offer and disbursal instantly.
Healthcare-specific financing infrastructure
We are building underwriting intelligence designed specifically for healthcare financing—where treatment urgency, repayment behavior and approval speed create unique lending patterns traditional systems miss.
Multi-Lender Routing Moat
Single application. Multiple lenders. Faster approvals. Our routing engine creates lender competition, better approvals and stronger clinic conversion rates—making the platform increasingly difficult to replace.
Clinic Stickiness & Embedded Distribution
Once clinics integrate financing into their treatment workflow, financing becomes operational infrastructure—not a vendor relationship. This creates deep retention and long-term revenue defensibility.
What Makes Us Different
This is not lead generation. Trustiva Setu is infrastructure — including lender integrations, LOS routing, approval engine, clinic dashboards and healthcare repayment intelligence.
Final Vision
To become India's Healthcare Finance Infrastructure Layer where every clinic can offer instant financing and every patient can access treatment without upfront financial barriers.
Have Questions?
Frequently Asked Questions
Everything you need to know about Trustiva Setu's No Cost EMI platform.
For Hospitals & Clinics
Is your clinic ready to offer No Cost EMI to patients?
Join Trustiva Setu's growing network. Get a dedicated RM, real-time LMS access and India's fastest approval engine — 8–10 min approvals, same day disbursal* — at zero setup cost.*Subject to bank working hours. Excludes public holidays, weekends & festivals.