Reserve Bank of India (Commercial Banks – Digital Payment Security Controls) Directions, 2026

Source: Reserve Bank of India

Category: Digital Lending

Published: Fri, 31 Jul 2026 16:00:00

RBI/DoS/2026-27/411 DoS.CO.CSITEG.5/31.01.015/2026-27 July 31, 2026 Reserve Bank of India (Commercial Banks – Digital Payment Security Controls) Directions, 2026 Table of Contents Chapter I - Preliminary A. Short Title and Commencement B. Applicability C. Definitions Chapter II - Role of the Board A. Board Approved Policies Chapter III - General Controls A. Governance and Management of Security Risks B. Other Generic Security Controls C. Application Security Life Cycle D. Authentication Framework E. Fraud Risk Management F. Reconciliation Mechanism G. Customer Protection, Awareness and Grievance Redressal Mechanism Chapter IV - Internet Banking Security Controls Chapter V - Mobile Payments Application Security Controls Chapter VI - Card Payment Security Controls Chapter VII - Repeal and Other Provisions A. Repeal and Saving B. Application of Other Laws Not barred C. Interpretations In exercise of the powers conferred by extant provisions of the Banking Regulation Act, 1949, Chapter IV of Payment and Settlement Systems Act, 2007, and all other provisions / laws enabling the Reserve Bank of India (‘RBI’) in this regard, RBI being satisfied that it is necessary and e