Reserve Bank of India (Housing Finance Companies) Third Amendment Directions, 2026

Source: Reserve Bank of India

Category: Digital Lending

Published: Thu, 06 Aug 2026 18:10:00

RBI/2026-2027/231 DOR.MCS.REC.No.201/01-01-039/2026-27 August 6, 2026 Reserve Bank of India (Housing Finance Companies) Third Amendment Directions, 2026 Certain instructions on matters related to engagement of recovery agents by Housing Finance Companies (HFCs) have been issued to HFCs under Chapter-X on ‘Fair Practices Code’ of the Reserve Bank of India (Housing Finance Companies) Directions, 2025 . The extant instructions have since been reviewed and it has been decided to issue comprehensive instructions on conduct related matters in recovery of loan dues and engagement of recovery agencies to all NBFCs, excluding Mortgage Guarantee Companies, Core Investment Companies, NBFC-Account Aggregators, Standalone Primary Dealers, Non-Operating Financial Holding Companies, and NBFCs not having any customer interface, under the Reserve Bank of India (Non-Banking Financial Companies – Responsible Business Conduct) Directions, 2025 . 2. In exercise of the powers conferred by Section 30A of the National Housing Bank Act,1987, the Reserve Bank, being satisfied that it is necessary and expedient in public interest so to do, hereby issues the Amendment Directions hereinafter